Archive for August 3rd, 2008

Alternative Venture Finance: Federal Grants and Loans

While most companies seeking venture capital initially think about angel investors and venture capitalists, a large alternative source of financing is federal grants and loans. The two largest federal grant programs are run by the Small Business Administration (SBA), and by Small Business Investment Companies (SBICs).
An SBA loan, regardless of whether it is a direct [...]

SBA Loan: Qualifying and Applying

According to federal government research, small businesses provide about 75% of the net new jobs added to America’s economy. They also employ fully one–half of America’s private sector workforce. In addition, 99.7% of all employers in the U.S. are small business owners. These statistics make a strong case for the existence of [...]

SBA Loan: Qualifying and Applying

According to federal government research, small businesses provide about 75% of the net new jobs added to America’s economy. They also employ fully one–half of America’s private sector workforce. In addition, 99.7% of all employers in the U.S. are small business owners. These statistics make a strong case for the existence of [...]

Education Loans Can Augment The Boundaries Of What You Can Achieve

Education never ends – it is not said without reason. We are educated all our lives and getting an education not only is a great achievement but something that gives you the tools to find your own way in the world. Education is indispensable; little do we realize how much more it can bring to [...]

Cheap Loans Till Payday - Using Cash Advance Loans in an Emergency

Need extra cash till payday? It’s easy to apply and be approved for an online loan till payday. If you are in need of 100 dollars to 1000 dollars or more, getting a loan till payday has never been easier. Online payday advance companies can approve your payday loan in minutes and [...]

Want a Cheaper Finance for Your Vehicle? Try Secured Automobile Loans

The usual modus operandi in most automobile purchases is as follows:
Step 1: Recognize the urge for an automobile.
Step 2: Check the bank balances.
Step 3: Head for the purchase provided the second step gives a positive result.
Step 4: If the second step gives a negative result, take an automobile loan.
This will be rated as the most [...]

The Truth In Lending Act

With a stated objective to help consumers, Congress deemed it fit that to enhance “economic stabilization and competition among the various financial institutions,” lenders must give written disclosures on cost of credit and various terminology of repayment.
Thus lenders are required by law to make detailed disclosures on:
Costs of all loans with the annual percentage rate [...]