Archive for August 15th, 2008

single rate credit cards: a guide

With so many credit card deals on the market, co umers can have a hard time deciding on the right deal for them. There are many rate optio for new credit card convention/ers. These include cards with a 0% interest rate for a fixed period, low balance tra fer rates or introductory rates. However, [...]

how to eliminate credit card debt

Each year increasing people find themselves drowning in a pool of credit card debt. While it’s comforting to some degree to be able to take solace in the fact that youre not alone, most people would also prefer being able to eliminate the credit card debt all together. While it can seem almost impo ible [...]

what can you do about your upsidedown car loan

If you put ten people who have bought a new car in the last couple years in a room, alternatives are that four of them are u ide-down on their car loa .
An u ide-down car loan is the le onerous euphemism for saying that they owe more on their car than they could [...]

how to fight late charges

You paid your credit card on time, perha as long as one week before it was due. The next month you check your statement and see a $39 charge for a late payment. Angered, you call the credit card company and learn that the payment was credited to your account one day after it [...]

chapter 13 bankruptcy

Individuals who file Chapter 13 bankruptcy undergo a reorganization of their debt which is supervised by the bankruptcy court. Under Chapter 13, the debtor and court come up with a plan that will attempt to pay back creditors within 3-5 years from the filing date of the Chapter 13 bankruptcy.
During this window of time, creditors [...]

common pitfalls of credit card employ

Credit cards are one of the financial industry’s succe stories over the last half century, going from strength to strength since the primarily general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. Since then, the number of cards i ued has risen dramatically, and now most adults [...]

a close look at the visa card

The Visa card is one of the leading and ancientest brands of credit card and debit card. Though it was formally launched in 1976, it was a derived from BankAmericard, which employd to be i ued by the Bank of America. The Visa International Service A ociation of San Francisco, California, which is an amalgamation [...]