Keeping your personal finance in order is not something that is an easy task. Personal finance disasters can sneak up on you. Sometimes an emergency expense can mess up your budget so badly that you have to take months to get things back in order.
To help prevent emergency expenses or other unexpected situations [...]
No one out there will tell you that saving is an easy thing to do. There are easy ways to save, but in general, saving is not that easy. If it was, no one would have debt, everyone would retire early and the world would be a pretty stress free place.
But the fact is that [...]
Thank goodness for those long hot summer days, the feel good factor of being able to eat in the open air, pack a picnic or head off to the beach, just one problem what do you have to wear?
Out comes the sunshine, and out come the summer clothes you have been wearing for the last [...]
I’d like to introduce you to one of my favorite presenters and mentors, Loral Langmeier, The Millionaire Maker. She is the founder of Live Out Loud, a coaching and seminar company that teaches her Wealth Cycle program. I saw one of Loral’s presentations a couple of weeks ago at Chris Howard’s Ultimate Business Seminar (more [...]
These are the items that the frugal consumer embraces in a big way. The reason is that joy, laughter, humor, and nature are the forefront of the wonderful side of the human experience. Price tag items are not where joy comes from. You can get as much or more joy from bargain hunting than from [...]
ONE: Personal Care Factor
A good IFA offers a professional service with great personal care. Developing a personal relationship takes time, as your IFA learns to understand your needs more intimately, you build trust. When you have a query or problem, you know your IFA is just as the end [...]
When it comes to the holidays, most people expect to see their wallets emptied. The holiday shopping season is crazy. People are maxing out their credit cards, only to pay for years to come.
And it isn’t just the gifts that can hurt the budget. Most people forget the added groceries for holiday celebrations, the travel [...]
