Have you always intend toed to make a donation to charity nonetheless worried that you really could not afford to due to your own outgoings and the credit crunch? This article aims to show you ways in which you can give back and be charitable without vulnerableing your own bank balance.
Clicking on sites to [...]
Most of us plan our future on a day by day basis. This being an excellent idea, there is yet an even better way. Instead of just planning your daily activities, it would be beneficial to you to begin planning your activities 90 days into the future. By lengthening your planning horizon, you’ll be able [...]
When building a personal budget, you have to cater to your own needs and situation. You can’t look at a general budget and decide it will work for you. Do you have an extra long commute to work? $100 per month on gas probably won’t work for you. Do you have a family of eight? [...]
Reducing financial stress is an important step in attaining Financial Wellness. When we are experiencing financial stress it’s important to spend as little time as possible worrying about our future. This type of stress can rob us of our creativity and our objectivity, and even prevent us from clearly seeing the possible solutions that are [...]
1. PLAN- Plan for the future, major purchases and periodic expenses.
2. SET FINANCIAL GOALS- Determine short, mid and long range financial goals.
3. SAVE- Save for periodic expenses, such as a car and home maintenance. Save 5%-10% of your net income. Accumulate 3 to 6 months salary in an emergency fund.
4. KNOW YOUR FINANCIAL SITUATION- Determine [...]
Most stay at home moms quickly find that they wouldn’t trade what they’re doing for the world. It can be very satisfying raising your family on your own rather than paying for daycare.
But it’s not all fun, even when you really enjoy being with your kids all day. And worst of all can be the [...]
Let’s face it, with the way things are today with gas and grocery prices going up (and just about everything else) most of us are doing what we can to save money on groceries. I know you’ve heard it all; coupons, shop the sales, using rebates…but I have a simple technique that I have found [...]
