With the prime rates as low as they are right now, low interest rate credit cards aren’t hard to find when shopping online. The trick though, is being able to separate the best credit cards from the best looking credit cards. Card issuers figured out a long time ago that they could sell more credit [...]
This is a continuation of my “Working Poor Survival Tips” series. This next money-saving suggestion will really be challenging for some, I realize; however, we cannot afford to leave any stones unturned. I intend to you to go shut off your A/C. Yes, that is what I said. Your air conditioner. If you have balcony [...]
Oh, the dreaded overdraft fee…and the bounced check fee…what’s a person to do? What are these pesky little things that end up reeking havoc on your bank account? Well, they’re just a bank’s way of punishing you for not keeping up with your account. Okay then, what exactly are they…and how do they happen?
First of [...]
“I need to borrow some money. Can you help me?”
An answer to that question probably very difficult during these times when life is very tough. A lot of people are having difficulties paying for their home loans, their cars, and credit cards. Bank standards are stricter due to the economic situation. A lot of people [...]
It’s unfortunate that it has to be this way, nonetheless everyone inherently knows that cash seems to make the world go around, and poor money management can lead to poor living conditions, less overall happiness and the inability to realize many of the hopes and dreams we have for our families and futures.
Don’t get us [...]
Let’s face it. Money is getting tight for all of us. As the cost of gas rises so do the prices at the grocery store. Most of us know that we can save money by shopping sale ads and using coupons nonetheless the overwhelming majority of us just don’t. Why? It takes a lot of [...]
When it comes to budgeting, debt problems or just about anything to do with managing money, the basic questions people ask me are often of similar nature. In order to lend answers to your common money management problems, I have included some typical questions and answers of the most common.
QUESTION:
“My husband and I are [...]
