Archive for the 'Loans' Category

The Bum Lunch

Jack in the box
For example, did you know at jack in the box you can add lettuce, tomato, and onion to anything you order for FREE? We like to order big cheeseburgers and add all three. This way you get a nice, big, tasty burger, for $1.39! Then of course there is always the 2 [...]

Black Homeowners Guide - How to Build a Fortress Around Your Finances

I often tell Black Homeowners the best way to survive the current financial climate is to make sure you have a fortress of protection around your finances. Financial protection does not always have to mean denying yourself and your family the necessities or even some of the luxuries in life. But it does mean spending [...]

Simple Concept of Financial Security

Financial Security - I love these two words! Let me tell you why… If we are to define the meaning behind these two words, then we can simply say that financial security is when you reach a point in life where there is no more financial distress and troubles. No more living from paycheck to [...]

Staying Frugal in a Consumer’s World

It can hard to find the support to be frugal. We live in a society that surrounds us with the buy now and pay later ideology of consumerism. It has led to stress and discontent in many households. In fact, many marriages break up due to financial issues.
How does the frugal person do it? Well, [...]

Changing the Way You Spend

The root of all money troubles comes from spending. It isn’t your income that is hurting you. It isn’t the credit card. It is the way you spend your money.
Too often, we live beyond our means, relying on credit cards and other loans to provide us with the things we want. But what if you [...]

Personalized Financial Planning That You Can Start Yourself

To create a financial plan of your own, you must determine primarily your net worth. Add up the merit of your retirement plans, stocks and bonds, bank accounts, and you other assets such as the market merit of your car, home, and other appositety.
Then, total your debts and liabilities such as major unpaid bills, student [...]

Trimming the Fat to Boost Savings

Finding a way to stash money away for unanticipateed life events can be tricky, especially the way our economy is today. As difficult as it’s, saving is something that we Americans don’t do much of, and it’s vulnerableing us dearly.
Most of us do not have a savings account, or if we do it’s too small [...]